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Community Bank of Bergen County NJ
12-79 River Road,
Fair Lawn NJ 07410
(201) 791-0101
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210 Rochelle Avenue,
Rochelle Park NJ 07662
(201) 843-2300
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125 West Pleasant Avenue,
Maywood NJ 07607
(201) 587-1221
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517 River Drive,
Garfield NJ 07026
(973) 478-6633
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Dear Community Bank of Bergen County Customers and Shareholders,
I want to assure you that all of us at Community Bank of Bergen County (CBBC) appreciate your business and are here to
serve you and our community. As a small community bank we strive to build relationships one customer at a time. CBBC, which
just celebrated its 80th anniversary in December of 2008, remains financially strong, and continues to meet all bank
regulatory “well capitalized” standards.
CBBC has avoided many of the pitfalls experienced by other banks. Our residential lending practices have never included
subprime, option arm, negative amortization, “Alt-A” or similar products. In addition, CBBC’s investment portfolio is
conservative, stable, and does not include any commercial paper, collateralized debt obligations, structured investment
vehicles or similar volatile or high-risk investments.
CBBC remains financially sound, well capitalized, and dedicated to serving our local individual and business customers.
All of our Officers and Employees remain committed to providing seven-day convenience, unparalleled service, and a powerful
mix of banking products and services to Bergen County and the surrounding areas. We hope you will take frequent advantage of
the many services we offer, and that you will call upon us whenever we can be of assistance.
Sincerely,
Peter A. Michelotti
President
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