Mortgage Rates
Here is a sample of our popular mortgage products. Call us about our competitive construction loan and "First Time Homebuyers" programs.
APRs are effective as of
05/21/2013
and are subject to change at any time.
*APR=annual percentage rate. **The APR and payment example is based on borrowing $100,000. Application fee of $500. No fees will be collected until after the borrower has received the GFE and TIL disclosures. Loan to Value (LTV) should not exceed a maximum of 80 percent of appraised value (75% LTV for condos and townhouses.) Properties purchased within the past 12 months are subject to LTV of 80% of cost or appraised value whichever is less (75% for condos and townhouses.) You must carry insurance on the property that secures this plan. Flood insurance may be required. Payment examples do not include amounts for taxes and insurance premiums, which if applicable, will make your payment obligations greater. Title insurance required. Other third party fees may apply. Offer is subject to credit approval. Borrower must be of legal age to apply.
*APR=annual percentage rate. Adjustable rate mortgages are variable and may increase or decrease after their initial fixed periods. All 10-year ARMs may adjust every 10 years thereafter and all 5-year ARMs may adjust every 5 years thereafter. With each adjustment the interest rate is based upon an index plus a margin. Ask us for our current index and margin. **The APRs and payment examples are based on borrowing $100,000. Lifetime cap 6%. Loan to Value (LTV) should not exceed a maximum of 80 percent of appraised value (75% LTV for condos and townhouses.) Properties purchased within the past 12 months are subject to LTV of 80% of cost or appraised value whichever is less (75% for condos and townhouses.) Application fee of $500. No fees are collected until after the borrower has received the GFE and TIL disclosures. You must carry insurance on the property that secures this plan. Flood insurance may be required. Payment examples do not include amounts for taxes and insurance premiums, which if applicable, will make your payment obligations greater. Title insurance required. Other third party fees may apply. Offer is subject to credit approval. Borrower must be of legal age to apply.
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