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IRA Rates

APYs are accurate as of 05/24/2016 and are subject to change at any time

*APY=Annual Percentage Yield.
APY assumes that interest remains on deposit. Fees and withdrawal of interest may reduce earnings.  Early withdrawal may impose a penalty which may reduce principal.
Interest On IRA (minimum Balance $500) is compounded and credited quarterly.  
7 years (step up):  there is an option to change the rate twice in the lifetime of the COD or IRA, but only once in a calendar year.