APYs are accurate as of 07/26/2016 and are subject to change at any time
*APY=Annual Percentage Yield.
APY assumes that interest remains on deposit. Fees and withdrawal of interest may reduce earnings. Early withdrawal may impose a penalty which may reduce principal.
Interest On IRA (minimum Balance $500) is compounded and credited quarterly.
7 years (step up): there is an option to change the rate twice in the lifetime of the COD or IRA, but only once in a calendar year.