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Consumer Loan Rates

Here are some of our more popular rates. Ask us about other financing options. Interest rates and APRs are accurate as of 05/14/2018and are subject to change without notice.

CONSUMER LOANS - Auto and Personal


*APR=annual percentage rate.  The APRs shown for automobile and personal unsecured loans include a discount of .25% for automatic payment from a Community Bank of Bergen County NJ checking account.  The APR will increase if at any time during the term the automatic payment deduction is discontinued.  New auto loans available for financing up to 90% of the purchase price, less all add-ons such as sales tax, license and registration fees, and credit insurance premiums, evidenced by a copy of the sales agreement, purchase order, invoice, or bill of sale.  Used auto loans available for financing up to 80% of the NADA "retail" value (NADA is an official used car guide).  $100.00 Admin. Fee and $85.00 DMV/Lein fee (if applicable)  Offers on automobile and personal unsecured loans are subject to credit and collateral approval.  Borrower must be of legal age to apply.  Interest may be tax deductable, consult your tax advisor.

Additional Terms and Rates of our products available.  Please contact our Retail Loan Office for details - 201-587-1333.

 

CONSUMER LOANS - Fixed Rate Home Equity : 1-4 Family Owner Occupied NJ , NY  or PA Residence

**Monthly payment shown above does not include amounts for real estate taxes and insurance, thus resulting in the actual payment obligation being greater.


*APR=annual percentage rate.  Monthly payment shown above does not include amounts for real estate taxes and insurance, thus resulting in the actual payment obligation being greater. Maximum Loan to Value (LTV) 80 percent, 80 percent for condos and townhouses. Properties purchased within the past 12months are subject to LTV of 80 percent of cost or appraisal, whichever is less, 80% for condos and townhouses.  You must carry insurance on the property that secures the loan.  Flood insurance may be required.  A Full Appraisal fee and title insurance required for loan request over $250,000.  Other third party fees may apply.  No fees will be imposed until the borrower has received the Loan Estimate and has indicated their intent to proceed with the transaction.  This offer is not for purchase mortgages.  Offer is subject to credit approval.  Borrower must be of legal age to apply. All New York properties must pay Mortgage Recording Tax at closing.

Reduction of .25% is available with Auto Deduction from a Community Bank of Bergen County, NJ checking account.  Refer to our Retail Loan Office for details.

Additional Terms and Rates of our products available.  Please contact our Retail Loan Office for details - 201-587-1333.