Products and Services to
Help You

Every Step of the Way

Consumer Loan Rates

Here are some of our more popular rates. Ask us about other financing options. Interest rates and APRs are accurate as of 08/13/2014 and are subject to change without notice.

CONSUMER LOANS - Auto and Personal

 


*APR=annual percentage rate.  The APRs shown for automobile and personal unsecured loans include a discount of .50% for automatic payment from a Community Bank of Bergen County NJ checking account.  The APR will increase if at any time during the term the automatic payment deduction is discontinued.  New auto loans available for financing up to 75% of the purchase price, less all add-ons such as sales tax, license and registration fees, and credit insurance premiums, evidenced by a copy of the sales agreement, purchase order, invoice, or bill of sale.  Used auto loans available for financing up to 75% of the NADA "retail" value (NADA is an official used car guide).  Motor Vehicle fee may apply to auto loans.  Offers on automobile and personal unsecured loans are subject to credit approval.  Borrower must be of legal age to apply.

 

CONSUMER LOANS - Fixed Rate Home Equity : 1-4 Family Owner Occupied NJ Residence


*APR=annual percentage rate.  The APRs shown for Home Equity include a discount of .50% for automatic payment from a Community Bank of Bergen County NJ checking account.  The APR will increase if at any time during the term the automatic payment deduction is discontinued.  Monthly payment shown above does not include amounts for real estate taxes and insurance, thus resulting in the actual payment obligation being greater. Maximum Loan to Value (LTV) 75 percent, 70 percent for condos and townhouses. Properties purchased within the past 12months are subject to LTV of 75 percent of cost or appraisal, whichever is less, 70% for condos and townhouses.  You must carry insurance on the property that secures the loan.  Flood insurance maybe required.  Title insurance is required for loan amounts over $125,000.  Other third party fees may apply.  No fees will be collected until after the borrower has received the GFE and TIL disclosures.  This offer is not for purchase mortgages.  Offer is subject to credit approval.  Borrower must be of legal age to apply.