Need help navigating the mortgage process? Community Bank of Bergen County, NJ may be able to help. From the First-Time Home Buyers Program to fixed- and adjustable-rate mortgages, our experienced, caring staff will give you the personalized service and support you need when looking to buy or refinance a home. Call us today at 201-587-1333 and ask to speak with a mortgage specialist, or apply now using our Online Mortgage Center. Learn more about each type of loan we service below.
Whether you’re purchasing your first home or refinancing an existing mortgage, a fixed-rate mortgage is a popular choice, since your interest rate, monthly principal and interest payments will stay the same over the course of the loan. In other words, your interest rate will remain unchanged, even as the market fluctuates, making budgeting your finances that much easier.
At Community Bank of Bergen County, we offer a line of Fixed-Rate Mortgages, which are available in various loan terms with competitive rates. You’ll enjoy:
Adjustable Rate Mortgages
If you’re looking for lower monthly payments or planning on selling or refinancing your home within a few years of its purchase, an adjustable-rate mortgage (ARM) may be right for you. Throughout the life of your ARM loan, interest rates may fluctuate, but they’ll never increase more than two percentage points at each adjustment period or adjust more than six percentage points over the lifetime of the loan. You’ll enjoy:
Get the financing you need for residential projects with our construction loan program. Perfect for individuals, developers and contractors alike, this program offers the following:
First-Time Home Buyers Program
Are you a first-time home buyer? With special mortgage rates for new homeowners, Community Bank of Bergen County offers the following: