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Programs for First-Time Home Buyers

Buying a home for the first time can be exciting, overwhelming and confusing. At Community Bank of Bergen County NJ, we give first-time homebuyers the opportunity to realize their homeownership dreams without a lot of the difficulties that come with normal mortgages. Our unique first-time home buyers program is designed to get you through the process as smoothly and inexpensively as possible. Our program features:

  • 10% down payment for homes*
  • 15% down payment for townhomes and condos*
  • No private mortgage insurance required
  • No points

By eliminating points and PMI, we can reduce your closing costs and make the paperwork involved with your mortgage a lot simpler. While we're happy to have you take advantage of our unique program, we can also set you up with a variety of government-backed programs that may fit your needs.

*Not available for our Prestige Mortgage product