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Programs for First-Time Home Buyers

Buying a home for the first time can be exciting, overwhelming and confusing.  We give first-time homebuyers the opportunity to realize their homeownership dreams without a lot of the difficulties that come with normal mortgages. Our unique first-time home buyers program is designed to get you through the process as smoothly and inexpensively as possible. Our program features:

  • 5% down payment for Homes or Condos with PMI (Private Mortgage Insurance).
  • Fixed rate for 30 years with no points or application fee.
  • All applicants must be first time home buyers.  Property must be an owner occupied 1-4 family residence.

We are happy to have you take advantage of our unique program.  For more information visit one of our local branches and speak to our expert mortgage loan officer or call us at 201-587-1333 ext. 3545.