Home Equity Loans, Lines of Credit and Personal Loans
At Community Bank of Bergen County you'll find the personalized service and attention that you can't always get at larger banks. Beyond our competitive rates, we will work with you every step of the way-giving you greater peace of mind.
Home equity loans, lines of credit and personal loans are a great way to help you achieve those items on your punch list. Whether it’s doing a home renovation, adding an addition, buying a car or consolidating those high interest credit cards we have the home equity and personal loan solutions to help you meet those needs.
If you would like to be contacted with more information about our loan programs or have questions on how to apply, please use our online mortgage request form or visit one of our friendly and knowledgeable client service representatives at a branch near you.
Fixed Rate Mortgages
- Principal and interest payments remain fixed
- Fast decisions made locally
Adjustable Rate Mortgages
- Choice between 5 or 10 year options
- Interest rate locked for 5 or 10 year intervals
First Time Home Buyers Program
- 10% Down Payment / 15% Down Payment on Condos and Townhouses
- No Points (Bergen and Passaic Counties Only)
- No PMI
Home Equity Loans
- Fixed rate loans available in a variety of terms to suit your needs
- Low cost access to your home built up equity
- Decisions made quickly
Equity Lines of Credit
- Lines of credit available to meet current and future financing needs
- Use only what you need for whatever you need
- Funds accessed by ELOC checks or at one of our branches
Overdraft Line of Credit
- Personal line of credit to cover overdraft items from your checking account
- Financing available for both new and used cars and trucks
- Payments can be deducted from your checking account for added convenience
- No collateral necessary
- Designed to provide funding for a short period of time
SEE OUR CURRENT RATES NOW!