Products and Services to
Help You

Every Step of the Way

Commercial Lending

Applying for a commercial real estate loan shouldn't be a tedious process. We have over 80 years of experience in approving these loans and have managed to streamline the process for you. We understand that your time is your money, that's why loan decisions are made quickly and locally. In fact, your loan officer will be more than happy to work with you in person on your schedule.

As a community bank, we understand how important it is for our local businesses to grow. We will work hard to find the lending solution that best fits your business needs. If you would like more information regarding Commercial lending products please contact Denise Derian at 201-587-0544 or complete our Mortgage Request Form and a specialist will contact you.

Commercial Mortgages

We have a great understanding of our local markets because we live there too! Whether you are purchasing a commercial property or simply refinancing an existing property, we can work with you to guide you through the process.

  • Available for the purchase or refinance of commercial properties and multi-family dwellings (5+ families)

Commercial Real Estate Secured Lines of Credit

If you're looking for additional funds to grow your business, consider a line of credit using your commercial property as collateral.

  • Variable rate
  • Funds available when you need them
  • No annual cleanup required

Construction Loans

We are known throughout the area for providing construction financing without the hassles. With fast decisions and easy disbursements, our construction loan program continues to be the choice for individuals, developers and contractors.

  • Multiple disbursements available
  • Easier access to funds
  • Add-A Level Financing
  • Land Acquisition Financing
  • Speculative programs available

Business Term Loans

If you’re looking for fixed term loans using the equity you have in your commercial property, we have competitive term loans for you to choose from.

  • Funds available for a variety of business needs
  • Decisions made quickly and locally
  • Unsecured options also available

Secured Financial Letters of Credit