Commercial Lending

With over 80 years of experience, Community Bank of Bergen County, NJ makes the commercial real estate loan application process quick and easy. Whether you need a commercial mortgage or a construction loan, our knowledgeable loan officers will work with you on your schedule to find the lending solution that best suits your business needs. And since loan decisions are made locally, you’ll know if you’re approved as quickly as possible.

Commercial Mortgages

As a community bank, we have a comprehensive knowledge of local markets, helping us serve you and your business better. Our commercial mortgages are available for the purchase or refinance of commercial properties and multifamily residential housing units for five or more families.

Commercial Real Estate Secured Lines of Credit

Looking to grow your business? Obtain the additional funds you need for your business to succeed with a secured commercial equity line of credit. This allows you to tap into the equity of your eligible commercial property, using the property as collateral. These lines of credit feature:

• Variable rates
• Funds available when you need them
• No annual cleanup required

Construction Loans

Enjoy no-hassle construction financing with Community Bank of Bergen County’s construction loan programs. Ideal for individuals, developers and contractors, our construction loans include the following benefits:

• Multiple disbursements
• Simple access to funds
• Add a level financing option
• Land acquisition financing
• Speculative programs available

Business Term Loans

When you need a fixed-term loan using the equity in your existing commercial property, look no further than our competitive business term loans. These loans offer the following benefits:

• Funds available for various business needs
• Unsecured options available

Secured Financial Letters of Credit

If you’re unable to make a payment to a seller on time and in the correct amount, Community Bank of Bergen County may be able to issue a letter of credit to cover the full or remaining amount of the purchase.

For more information on the commercial lending products we offer, contact us by phone or visit our online Mortgage Center to apply today. A loan originator will review your application and follow up shortly to answer your questions.